![]() For instance, if your home uses an Exterior Insulation and Finish System (EIFS), a kind of synthetic stucco, it may not be covered by homeowners insurance. Water damage may be covered if it is the result of poor installation, but the conditions branch out from there. The first factor is the kind of damage to the stucco. Naturally, you would think that at any time the home that you have insured would be covered from this kind of issue, but as you are about to find out, that is not always the case. Water damage on the walls, ceiling, and dry rot in wooden features throughout the building, making the building unsafe and unsaleable.Mold and mildew growth, as well as inhaled spores that caused ailments and sickness.Increased humidity inside the building that caused damages to personal property and exacerbated health issues.Multiple claimants stated that their residences or businesses experienced problems including Many homes in developments have poorly installed stucco and issues stemming from that. Some of the issues caused by poorly installed stucco can be worth thousands of dollars in repairs, and that can be devastating to a new home or business owner.ĭuring the housing boom throughout America, many contractors turned to stucco to accelerate construction. Generally, if the application was slipshod, you can expected even the faintest of problems, like a small crack or stucco below grade, to become a major issue over the next few years. Problems Caused By Poorly Installed Stuccoīefore answering the ultimate question, you need to first understand that installation influences stucco in a plethora of ways.
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